Choosing a SEP-IRA Plan

Thông báo: Nội dung lịch sử


Đây là một tài liệu lưu trữ hoặc lịch sử và có thể không phản ánh luật pháp, chính sách hoặc thủ tục hiện hành.

April 1, 2021

Are you a small business or sole proprietor looking for a retirement plan for you and your employees? Why not consider adopting a Simplified Employee Pension (SEP) IRA plan? In a SEP-IRA plan, you can make employer contributions of up to 25% of each employee's pay directly to an IRA set up for each eligible employee, including yourself.

It's easy to get started with a SEP-IRA. Just complete and sign the one-page IRS Form 5305-SEP PDF or a pre-approved SEP agreement with a financial institution and share it with your employees. You must include any employee in the plan who: has reached age 21, has worked for you in 3 of the last 5 years, and received at least $650 in compensation for 2021.

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