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Below is a list of resources you can use to learn about different retirement plans that many small employers have used to help their employees (and themselves) save for retirement. A good place to start your search is with the Publication 3998 chart of all the different plans and their key features.
- Publication 3998, Choosing a Retirement Solution for Your Small Business PDF
- Publication 3998, Choosing a Retirement Solution for Your Small Business (in Spanish) PDF
- Publication 560, Retirement Plans for Small Business (SEP, SIMPLE, and Qualified Plans) PDF
- Publication 5411, Retirement Plans Reporting and Disclosure Requirements PDF
IRA-based plans
Payroll deduction IRA
SEP IRA plans
- Publication 4333, SEP Retirement Plans for Small Businesses PDF
- SEP IRA Plan Information
- Publication 4285, SEP Checklist PDF
- Form 5305-SEP, Simplified Employee Pension - Individual Retirement Accounts Contribution Agreement PDF
SIMPLE IRA plans
- Publication 4334, SIMPLE IRA Plans for Small Businesses PDF
- SIMPLE IRA Plan Information
- Publication 4334, SIMPLE IRA Plans for Small Businesses PDF
- Form 5304-SIMPLE, Savings Incentive Match Plan for Employees of Small Employers (SIMPLE) — Not for Use With a Designated Financial Institution PDF
- Form 5305-SIMPLE, Savings Incentive Match Plan for Employees of Small Employers (SIMPLE) — Use With a Designated Financial Institution PDF
Defined contribution plans
Profit-sharing plans
401(k) plans
- Publication 4222, 401(k) Plans for Small Businesses PDF
- 401(k) Information Webpage
- Publication 4674, Automatic Enrollment 401(k) Plans for Small Businesses PDF
- Publication 4531, 401(k) Plan Checklist PDF
Defined benefit plans
Reporting and disclosure
- Form 5500 Corner — Filing tips & updates, notices, and other helpful materials to assist you in preparing your Form 5500 (5500-EZ) return.
- Retirement Plans Reporting and Disclosure Requirements